Your CPA, financial advisor, and estate attorney may be excellent.

But none of them is paid to monitor every federal and state rule change across tax, Medicare, retirement, SEC, DOL, and state agencies every month — then tell you which ones could cost or save you serious money before the window closes.

That gap is what we built The Regulatory Docket to fill.

Each month, federal and state agencies publish hundreds of regulatory documents. Most are irrelevant to any one household. A few can move six figures. The Regulatory Docket finds those few, quantifies the consequence, and gives you the specific question to bring to your CPA, financial advisor, or estate attorney before the window closes.

For a household at this wealth level, the arithmetic is the point.

One correctly timed Roth conversion.

One avoided IRMAA bracket transition.

One valuation methodology adjusted before estate tax.

One election withdrawal modeled before the deadline.

A single relevant item can repay multiple years of subscription cost. The product is designed around that asymmetry.

Issue Zero is free. No subscription required. Download Issue Zero below.

The Regulatory Docket is built for households earning $200,000+ annually with at least $1 million in investable assets. If you earn less or have not yet accumulated meaningfully, this publication is probably not for you — most issues will cover developments that do not apply to your situation.

But for the right reader, the value is knowing which two or three items in any given month apply to your state, your retirement plan, your estate, your business, your Medicare exposure, or your taxable portfolio.

Issue Zero covers April 2026 and walks through 16 specific developments. Three are highlighted in the opening brief. The quantified items range from small but avoidable compliance costs to seven-figure estate, tax, and enforcement exposures. Three are highlighted in the opening brief.

The §163(j)(7) corrective window. Revenue Procedure 2026-17, effective March 18, 2026, opens a one-time window for real-estate operators and farming-business owners who made certain elections in their 2022, 2023, or 2024 returns. Eligible operators may withdraw those elections and recover depreciation deductions the OBBBA restored when it was signed last July. For an operator with $4M of depreciable basis placed in service across those years, the recovery is approximately $128,000 to $296,000 in federal tax. The outside deadline is October 15, 2026, but some taxpayers face an earlier limitations deadline.

The Washington estate-tax cut. On March 24, 2026, Governor Ferguson signed SB 6347, reducing Washington's top estate-tax rate from 35% to 20% for deaths on or after July 1, 2026. For large Washington estates, the change can move seven figures. That is the kind of asymmetry the publication is built to identify.

The Washington income tax. On March 30, 2026, Ferguson signed ESSB 6346 imposing a 9.9% income tax on Washington-taxable household income above $1 million, effective January 1, 2028. The base can reach major liquidity events, business income, pass-through income, and certain Washington-source gains. The 20-month runway between enactment and effective date is the planning window.

The other 13 items in Issue Zero include the next round of Qualified Opportunity Zone designations, a Tax Court decision narrowing valuation discounts on closely-held business interests, a Treasury proposal raising the 1099 reporting threshold, an extension of digital-asset cost-basis identification relief, the CY 2027 Medicare Advantage and Part D rules, and several DOL and SEC items.

Every item follows the same format: what changed, who it affects, the dollar consequence with the assumption basis disclosed, and what to do — phrased as a specific question to bring to your CPA, financial advisor, or estate attorney. The publication does not give personalized advice. It is the layer that tells you what to ask the professionals you already pay.

If Issue Zero makes you think, “I would not have known to ask about this,” then the product is doing its job.

Issue One ships the first Sunday of June and covers May 2026. To receive Issue One and every issue thereafter, subscribe before May 31.

Subscribe before May 31, 2026: $149/month or $1,490/year.

After May 31, 2026: $189/month or $1,890/year.

Lock in the early subscription price before May ends:

If you have questions before subscribing, reply to this email.

-Daybreak Intelligence Desk